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Community Updates, News Stories, Best Practices, Resources, and other data supporting the development of affordable housing for the citizens of Wisconsin in every city and region in the State. Please consider partnering with us and sharing your story

Where we live shapes how we live—our independence, our health, our social connections, and our ability to stay rooted in the communities we love. That’s why AARP Wisconsin has a keen interest in housing, and why we’re proud to support Madison Housing Week (May 3–8) and La Crosse Housing Week (May 3–9) in 2026.

Across Wisconsin, and nationwide, most adults want to remain in their homes and communities as they age. Yet many worry their communities don’t offer the housing choices or supports needed to make that possible over time. Housing Weeks in Madison and La Crosse create space for communities to learn, share ideas, and explore solutions that expand options, strengthen neighborhoods, and support people of all ages...

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Ken Notes: See you there!

Habitat for Humanity of Waukesha, Jefferson and Rock Counties Director of Development Sue Vock says the new lending program would provide additional “bridge loans” for first-time homebuyers that offset about $270 a month in mortgage cost...

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Leo's notes: this is an important complement to supply-side reforms: building homes is only half the equation—buyers also need pathways to afford them. If paired with continued efforts to expand starter-home production, programs like this can help reconnect new housing supply with the households it is intended to serve.

The Community Development Authority met April 16 for its monthly meeting at the Whitewater Municipal Building. Board members discussed various topics such as redevelopment resources, home renewal programs and Bluff Road properties.

Principal and CEO of Redevelopment Resources Kristin Fish-Peterson attended Thursday’s meeting to analyze the development resources’ economical-based data findings from both citizens and students in Whitewater.

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Leo's notes: Whitewater officials are advancing a mix of housing and redevelopment strategies, including a 14-home single-family project on Bluff Road, updates to a home renewal loan program, and efforts to remove deed restrictions that have limited residential development. Addressing barriers like outdated deed restrictions while investing in both new construction and existing housing stock will be critical if smaller communities like Whitewater want to retain residents and strengthen their local workforce.

Ken Notes: These meeting are happening across the state at most units of local government. We need to develop a set of legislative policy goals for both state and federal governments and talk to our elected officials to find flexible affordable solutions that work. Leo and I have several ideas and have been following projects across the state. We also know there are different needs in most communities. We need measurable outcomes and "in the dirt" solutions. We need ownership (equity building) opportunities for our service and retail workers. We need to partner with developers, builders, manufacturers, nonprofit organizations, and government entities to develop a variety of solutions and remove the obstacles, that will allow us provide the new and rehabbed homes we need moving forward.

Assembly Bill 454 provides zero-interest financing to help working families buy homes

GREEN BAY, Wis. (WBAY) - Greater Green Bay Habitat for Humanity said it played a role in the development and crafting of Assembly Bill 454.

For two years, Greater Green Bay Habitat, along with Habitat for Humanity affiliates throughout Wisconsin, worked together on an affordable housing solution for rural and urban areas across the state.

The bill establishes a workforce home loan program administered through the Wisconsin Housing and Economic Development Authority.

The program is designed to help working families achieve homeownership near their places of employment. By providing supplemental, zero-interest financing, AB454 makes housing more accessible and affordable for Wisconsin’s workforce...

https://docs.legis.wisconsin.gov/2025/related/acts/239

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Leo's notes: Greater Green Bay Habitat for Humanity played a key role in shaping Wisconsin’s new workforce home loan program under AB 454, which provides zero-interest supplemental financing to help working families overcome affordability barriers and access homeownership. Programs like this won’t solve the shortage alone, but they are critical in ensuring newly built housing is actually attainable for the workforce it’s meant to serve.

After a session of advocating ways to address Wisconsin’s affordable housing shortage, State Rep. Dave Armstrong (R-Rice Lake) is happy to announce that Gov. Tony Evers signed four Armstrong-introduced housing proposals into law on April 8. The Senate had passed all four bills on March 17, the last day of the regular 2025-2026 legislative session.

• Senate Bill 480 (now Act 235, introduced with Sen. Dan Feyen, R-Fond du Lac), which allows communities to create residential tax increment districts to defray residential infrastructure costs for modestly sized, owner-occupied one- and two-family houses
  
  
• Assembly Bill 182 (now Act 236), which updates the Low-Income Housing Tax Credit program, including a carve-out for developments in rural areas
  
  
• Assembly Bill 194 (now Act 237), which reduces barriers to participation in several competitive loan programs the 2023-2024 Legislature created to encourage workforce and senior housing development
  
  
• Assembly Bill 375 (now Act 238), which updates Wisconsin’s Historic Tax Credit program to encourage the preservation and rehabilitation of historic properties, including residential rentals

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Leo's notes: Governor Evers signed four bipartisan housing bills -introduced by Rep. Dave Armstrong- into law, targeting residential TID financing, LIHTC updates, loan program accessibility, and historic tax credits — adding to two additional Armstrong housing bills already signed this session. This kind of incremental, multi-tool approach is exactly what Wisconsin needs: no single bill solves the shortage, but stacking complementary supply-side incentives across rural and urban contexts moves the needle in the right direction.

Oregon, Wisconsin-based development firm Gorman & Company plans to build a 200-unit affordable housing development next to the former Walmart store at 5825 W. Hope Ave within the Midtown Center retail complex on Milwaukee’s northwest side. The plan advanced Monday after the city’s Plan Commission approved a zoning change for the project.

The housing development, named Midtown Commons, will consist of two four-story buildings, each containing 100 apartment units of 25 one-bedroom units, 40 two-bedroom units and 35 three-bedroom units. The project site is east of North 60th Street and north of West Hope Ave and is currently a surface parking lot of the former Walmart store building. The project will span across 10 acres of land and is part of a broader multi-phase redevelopment of the site, developers said...

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Leo's notes: Milwaukee’s Midtown Commons proposal marks a major step toward reinvesting in underutilized retail land, with the project combining family-sized units, service partnerships, and public-facing amenities—both a housing solution and a catalyst for broader corridor revitalization. As seen in a few instances now, the market is heading towards large-scale affordable housing delivered through retail-to-residential conversions. As aging commercial sites lose viability, they represent one of the most scalable opportunities to add meaningful housing supply in built-out urban areas.

Welcome to La Crosse Housing Week!

May 3 - May 9, 2026

This week-long series of free events highlights our community’s housing challenges, offering opportunities to learn, engage, and take part in solutions for the future. Join us.

La Crosse needs to build more than 200 new units of housing every year through 2030 to meet current demand. How will we get there?

Join local builders from both for-profit and nonprofit development as they share their front-line perspectives on the housing crisis. This conversation will dive into the real barriers slowing progress as well as the structural changes and innovations that could create a more accessible, affordable future for La Crosse...

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Ken Notes: Consider a summit in your community...

Gov. Evers Signs Four Armstrong-Authored Bills Aimed at Expanding Affordable Housing and Supporting Rural Communities.

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Leo's notes: A broad package of bipartisan housing legislation was recently enacted with aims of reducing development barriers and expanding production. These new laws support residential TIF districts, rural LIHTC allocations, streamlined workforce housing loan access, and expand historic tax credit eligibility. While no single reform will solve the shortage, aligning tax policy, financing tools, and development regulations is exactly the type of multi-pronged strategy needed to improve long-term housing production statewide.

MADISON, WI – Yesterday, State Senator Brad Pfaff held a press conference in La Crosse, highlighting Senate Democrats’ commitment to addressing Wisconsin’s housing crisis and cutting costs.Senator Pfaff was joined by La Crosse County Board Supervisors Grant Mathu and Kelly Liebold, who emphasized that housing remains one of the top issues in their communities.

The four bills introduced, and part of the Health and Housing legislative package, included expanding the Homestead Tax Credit, banning hedge funds from buying single-family homes, banning algorithmic rent hikes, and improving Wisconsin’s housing stock...



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Leo's notes: Brad Pfaff’s “Affordable Wisconsin” legislative package ties housing affordability to other household pressures—healthcare, childcare, and groceries—positioning housing as part of a wider cost-of-living strategy. While these measures may provide short-term relief or market stabilization, long-term impact will still depend on whether they are paired with sustained efforts to increase housing production across Wisconsin.

Ken Notes: Interesting, but we still need a simple plan that allows local government units to buy and improve land, and then make denser properties available to builders, developers, or manufactures for homes priced well under $250K. New owners must occupy the homes for a specific period of time or repay the community. A modified version of TIF could reimburse the community for up front investment and help finance neighborhood amenities like parks, day care, health care facilities, and grocery...

The Sturgeon Bay Common Council agreed April 7 to make use of a provision in state law that will allow the city to extend the life of Tax Incremental Districts (TIDs) #2 and #3 by a year to generate additional funds in the city to support affordable housing.

By using the additional year’s increment collected in 2027 from the 2026 tax roll, 75% of the property-tax increments received would be used to benefit affordable housing, with the remaining 25% available to improve the city’s housing in general.

Affordable housing is defined by state statute as housing that costs no more than 30% of a household’s gross monthly income, such as the apartment units Spoerl Commercial plans to build in TID #6 along North 14th Avenue using low-income housing tax credits from the Wisconsin Housing and Economic Development Authority...

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Leo's notes: Sturgeon Bay is leveraging a powerful but often underused state tool by extending two mature TIDs for an extra year to generate roughly $1.6 million for housing initiatives. The move will direct the majority of proceeds toward affordable housing, with remaining funds supporting broader housing improvements citywide. Smart municipal TID extensions allow communities to recycle past economic development success into future housing production without creating new taxes. As more Wisconsin communities confront housing shortages, I hope this strategy becomes an increasingly common part of the local housing toolbox.

Democratic and Republican candidates in the 2026 race for governor of Wisconsin discuss what policies they would pursue to help address the high cost and limited supply of housing around the state.

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Leo's notes: From a housing perspective, the takeaway is less about differences and more about convergence: there is broad agreement that supply constraints—driven by regulation, cost, and underproduction—are at the core of the problem. The real test ahead will be execution: aligning state policy, local control, and funding mechanisms into a coordinated strategy that can meaningfully increase housing production across diverse Wisconsin markets.

Ken Notes: DO NOT allow the candidates to point fingers or cast blame on others. We need to work together on real solutions for very real problems. Ask the simple question, "Where does your Barista live?", why ask that, because if they do not have an answer they should be making their own damn coffee.

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Leo's notes: Cambridge is taking an important early step toward higher-density housing by rezoning land near Westgate Court to “neighborhood mixed use,” opening the door for a potential 135–155 unit development. While no specific project is approved, the move signals a shift toward allowing duplexes, multifamily buildings, and mixed-use structures in a land-constrained community. For small and mid-sized communities, decisions like this are increasingly unavoidable—without zoning flexibility, housing supply stalls; with it, communities must actively plan for infrastructure, services, and growth management.

MILWAUKEE — A program aimed at identifying the overall condition of Milwaukee’s housing stock is making a push to get more data.

The community organization Reclaiming Our Neighborhoods, or RON, officially kicked off its annual housing survey last week.

Between now and early summer, surveyors will head out to 20 different Milwaukee neighborhoods concentrated on the north and south sides. The goal is to assess the condition of around 40,000 homes, getting information about the exterior physical condition of the house...

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The City of Green Bay could channel up to $1.3 million to support the plan to build affordable housing and a new Green Bay Metro Fire headquarters on South Broadway.

The city's Redevelopment Authority on Tuesday, April 14 approved two loans and authorized a request to apply for a state grant that could end up directing $1.3 million to General Capital Group's 85-unit Fire Station Flats development. The majority of the funding would cover the developers' costs to address the remaining site contamination on the former Badger Sheet Metal factory in the 400 block of South Broadway.

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Leo's notes: Green Bay is activating a full stack of public finance tools — brownfield revolving loans, city affordable housing funds, and a WEDC grant — to unlock 85 units of affordable housing on a long-blighted industrial site alongside a new fire headquarters.This is a strong example of brownfield redevelopment as a housing strategy. As buildable land becomes scarce and costly, projects that combine environmental remediation, public infrastructure, and housing—supported by layered financing—are increasingly essential to unlocking new supply in urban cores...

ENABLING BETTER PLACES: A USER’S GUIDE TO WISCONSIN NEIGHBORHOOD AFFORDABILITY	WHEDA’s Rural Affordable Workforce Housing Initiative	Wisconsin REALTORS® Association
WISCAP Affordable Housing Network	Division of Energy, Housing and Community Resources	Housing Authority City of Milwaukee (HACM)
Wisconsin Housing Preservation Corp	WEDA Legislative Tracker	NRA Housing Needs By State / Wisconsin
Wisconsin Housing Alliance	Office of Rural Prosperity Wisconsin Economic Development

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Nate Notes: to be included as a Workforce Housing resource email us a link and a brief note to: wwhnews.com@gmail.com...

MADISON, Wis. — Providing more “affordable housing” is a popular campaign slogan these days in Wisconsin and across America, but it’s not as simple as proclaiming the goal and wishing it into reality. A mix of factors make it harder for people to find the shelter they want or need — but untangling those economic knots can make housing more “attainable.”

That was a core message Wednesday to the annual Wisconsin Economic Forecast Luncheon, where the chief economist for the National Association of Home Builders laid out an array of issues that are tugging in opposite directions on the “supply and demand” curve for housing of all types.

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Leo's notes: At a recent housing-focused event in Madison, economist Robert Dietz of the National Association of Home Builders outlined the complex forces driving housing affordability challenges—ranging from regulatory costs (now nearing 25% of a home’s price) and tariffs on materials to elevated interest rates, labor shortages, and demographic pressures. To me, the takeaway is clear: there is no single lever to fix affordability. Progress will depend on coordinated action across regulation, workforce development, financing, and production—because in today’s environment, housing costs are not driven by one issue, but by the cumulative weight of many.

Ken Notes: This is a must read, if a paywall prevents this open a private or incognito window and try again. remember to support you local media outlets.

Oak Creek is paving the way for what leaders are calling the first affordable housing subdivision in Milwaukee County.

County Executive David Crowley and local leaders on Apr. 13 announced the county’s Department of Health and Human Services will lead development of the 50-homes to be constructed at 3810 E. American Ave., 9050 S. Annette Pl. and 8950 S. Chicago Court in Oak Creek. The city’s Common Council a week earlier unanimously approved a measure allowing the new construction to move forward.

Crowley worked with the U.S. Sen. Tammy Baldwin, D-Madison, to secure $7 million in federal funds to help cover roads, sewer, power and landscaping costs. They plan to cover unit construction costs with federal HOME funds.

“This first-of-its-kind project, an affordable subdivision in a suburban community, represents the continuation of our work to make critical investments that provide families with expanded access to becoming homeowners, improving their lives, strengthening our neighborhoods, and fostering a healthier community for all,” Crowley said.

Baldwin and Crowley touted the project as part of an effort to address Wisconsin’s housing crisis.

Construction of the roughly 1,200-square-foot units for Garden Medley Estates is slated to start in 2027 and are set to be on the market for $225,000-$250,000. The homes are expected to be a mix of one-and-two-story units. Buyers will be required to make 80% or less of the Area Median Income, which is roughly $80,000 a year for a family of three, according to the county.

A request for proposals for infrastructure work is expected to come out in the summer of 2026.

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Leo's notes: Oak Creek is advancing a notable first: a county-led affordable housing subdivision with up to 50 single-family homes, signaling a shift in how suburban communities are approaching housing supply. This marks a meaningful evolution where suburbs embrace smaller-scale, ownership-focused affordability solutions. If successful, this model could help fill a critical gap — bringing starter homes back into markets that have largely priced them out.

Ken Notes: Two quick apologies, one, the Daily Reporter has a paywall at the link. Two, while an interesting project, this is also a bit of an earned media campaign for a gubernatorial candidate.

WWHNews is nonpartisan and believes housing is a nonpartisan issue. We would also like to see policy that allows for 1,200-square-foot units on the market for $225,000-$250,000 without substantial government intervention and believe by working with developers, communities, and manufacturers this can happen. It will require a paradigm shift, but it can be done.

With skyrocketing costs and a skilled labor shortage, new construction can’t keep pace with the city’s population boom, driving prices up and shutting prospective buyers out.

“We built our offers to go up as high as $100,000 over asking and got outbid on six consecutive homes.”

“I got rejected from multiple houses, until I decided to waive my inspection.”

“Our family couldn’t afford to live in Madison, so we bought a home in Rock County and commute to work.”

Experiences like these, unfortunately, aren’t unique. Bidding more than $100,000 over asking price, waiving a buyer’s inspection and settling for a commuter location are familiar trade-offs for prospective Madison homebuyers in the past five years...

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Leo's notes: Madison’s affordability crisis reflects the full complexity of today’s housing shortage: explosive population growth, lagging construction, labor shortages, rising land costs, and decades of restrictive zoning that’s pushed homeownership increasingly out of reach for middle-income households. Simply put, this illustrates a critical truth for communities statewide: housing affordability is no longer simply a pricing issue—it is a systems issue. Sustainable progress requires simultaneous action on land use, labor force, construction innovation and economics, and political willingness to prioritize future affordability over protecting scarcity-driven home values. All parties involved need to look for creative, leaner solutions that “pencil” for everyone.

The Sturgeon Bay Common Council on Tuesday night took steps toward expanding recreational access and addressing housing and infrastructure needs, approving a resolution to pursue federal funding while reviewing proposed updates to several tax increment districts.

Council members approved a resolution authorizing the city to apply for funding through the Federal Land and Water Conservation Fund. The grant application, to be submitted through the Wisconsin Department of Natural Resources (DNR), focuses on city-owned property at 600 Nautical Drive and would support future outdoor recreation improvements.

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Leo's notes: Sturgeon Bay is advancing a coordinated development strategy that links housing, infrastructure, and public investment, including proposed updates to multiple TIDs supporting more than 100 housing units and key infrastructure expansions. From a housing perspective, I believe that communities that align TIF, infrastructure investment, and land use planning in this way are far better positioned to deliver housing at scale; all while maintaining long-term fiscal sustainability.

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Leo's notes: The project—now in WHEDA's tax credit pipeline—reflects a growing model where housing is integrated with culturally specific programming and community services. From a housing perspective, this is an important evolution/ solution: housing is being designed not just as shelter, but as a platform for community identity, stability, and cultural continuity. Projects like this also highlight a broader reality—without tools like LIHTC and layered financing, even innovative, mission-driven developments still hinge on closing complex funding gaps. Definitely a development worth following!

US. Sen. Tammy Baldwin visited Trailview Cottages on Hwy. 77 in Hayward on March 30 to tour the workforce housing development and meet with local and regional partners involved in the project.   ...Full Story Here

Leo's notes: Trailview Cottages pairs 40 workforce housing units with training access through Northwood Technical College, reinforcing the growing recognition that housing shortages are constraining labor force participation as much as job availability. From a housing perspective, this is the kind of integrated rural development model worth replicating: housing, workforce training, and economic development are interconnected rather than treated as separate policy silos. For many of our rural communities facing both labor shortages and population stagnation, this alignment may prove essential to long-term competitiveness.

A 2023 report found Wisconsin needs around 200,000 new housing units to meet demand by 2030.

Forward Analytics, the nonpartisan research arm of the Wisconsin Counties Association, said in the 2023 report that Wisconsin needs between 140,000 and 227,000 new housing units.

Those differing estimates are based on population changes, migration to Wisconsin and other trends, such as whether young adults choose to live with parents. Forward Analytics concluded the total need is “200,000 or more” units.

The League of Wisconsin Municipalities, Wisconsin Realtors Association and Wisconsin Builders Association cite that 200,000 estimate as part of their joint effort to address the shortage...

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Leo's notes: Simply put, YES. Research from Forward Analytics and partners highlights a wide range (140,000–227,000 units), reinforcing that regardless of methodology, the gap is substantial and growing. This is not a marginal shortage—it’s a structural deficit. Closing a gap of this scale will require sustained, multi-year increases in production across all housing types, alongside policies that ensure affordability for the lowest-income households who face the most acute shortages.

Ken Notes: The links in the article work...

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Leo's notes: Green Bay’s latest neighborhood concept reflects a shift toward master-planned, mixed-product neighborhoods that integrate recreation, walkability, and housing choice rather than separating them.It’s encouraging to see an evolution of communities moving beyond unit counts alone and focusing on livability as a driver of long-term value and demand. If replicated, this model can help attract residents while still delivering the range of housing types needed to address supply gaps. A model worth following!

Developer exploring new partnership options as city weighs foreclosure on the stalled 31-story Edison site

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Leo's notes: Today’s financial realities are reshaping what gets built — and for whom. Milwaukee’s stalled “Edison” timber tower may find new life as workforce housing, marking a dramatic pivot from a luxury, record-setting project to one aimed at households earning up to 100% of area median income. The shift comes after cost overruns, financing gaps, and halted construction forced the developer to rethink the project’s viability. As capital tightens, projects that can align with workforce housing demand, public incentives, and achievable rents are far more likely to move forward than purely luxury concepts, even in high-profile developments. This is one high profile development we’ll continue to monitor closely!

Hundreds of advocates toured six brand new homes, some built for families with early childhood educators, Friday

MILWAUKEE — Milwaukee's Community Development Alliance (CDA) showcased two single-family homes built for low-income families as part of its annual effort to highlight affordable housing initiatives in the city.

The CDA has organized these tours every year for the last three years to show partners, elected officials, Milwaukee residents and affordable housing advocates the kind of affordable, entry-level homes being constructed in the city. The organization also helped craft Milwaukee's Collective Affordable Housing Strategic Plan in 2021.

The plan aims to advance racial equity in home ownership by providing "a quality affordable home for every Milwaukeean", according to the CDA. It includes converting higher-rent homes and creating new rental properties for up to 32,000 families earning less than $50,000 annually...

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Leo's notes: Milwaukee’s Community Development Alliance’s efforts are part of a broader strategy to advance equitable homeownership, particularly for Black and Latino households, alongside rental preservation and affordability initiatives. This reinforces a critical point: production alone isn’t enough—access and stability matter just as much. CDA’s model shows that pairing new construction with homeowner support systems can begin to reverse long-standing inequities in homeownership and create more durable pathways to generational wealth.

Applications Due June 12 with Up to $2 Million Available Per Project

CHICAGO--(BUSINESS WIRE)--The Federal Home Loan Bank of Chicago (FHLBank Chicago) has opened the application period for its 2026 Affordable Housing Program (AHP) General Fund. With $51 million available and up to $2 million per project, the program supports the development and preservation of affordable housing across Illinois and Wisconsin.

AHP grants help fund the acquisition, new construction, or rehabilitation of rental and owner-occupied housing. Through the program, FHLBank Chicago financial institution members partner with developers and community organizations to help move projects forward and expand access to quality housing.

“The need for affordable housing continues to outpace supply in many communities,” said Katie Naftzger, SVP and Community Investment Officer, FHLBank Chicago. “Through AHP, we’re able to partner with our members to move critical projects forward, supporting housing that might not otherwise be built and helping expand access for individuals and families.”...


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Fieldhouse Flats is poised to transform a vacant city block across the street from Fiserv Forum.

The $117 million development, which broke ground Thursday, will bring 269 units of workforce housing and an athletic facility for students at Milwaukee Area Technical College (MATC) to a parcel bound by W. McKinley Avenue, W. Juneau Avenue, N. Dr. Martin Luther King Jr. Drive and N. Vel R. Phillips Avenue...

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Leo's notes: The project’s layered capital stack—including LIHTC equity, bonds, TIF, and institutional partnerships—shows how complex financing has become even for well-located workforce housing developments. Glad to see examples of housing development integrated into broader placemaking and economic development strategies.

More than 90 affordable homes will be built as a result of the funding, which supports a citywide collaborative effort to increase homeownership and revitalization in Milwaukee


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Leo's notes: Northwestern Mutual is doubling down on neighborhood-scale housing investment in Milwaukee, with an effort that leverages partnerships with local nonprofits, developers, and city-backed TIF tools to expand homeownership in historically underserved areas. This highlights an increasingly important trend: corporate capital is stepping in as a catalytic partner in community-based housing delivery. When aligned with local organizations and public financing tools, these investments can do more than add units — they can help rebuild ownership pathways and stabilize neighborhoods at scale.

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Across Wisconsin many employees can simply not afford to live where they work.

This is true in big cities and small rural communities. Both the availability and price of housing is not in line with the needs of those working in jobs that are vital to the success of our communities. Imagine a firefighter, teacher, city employee, service, or retail worker not able to afford a home in the community they serve.

We believe Wisconsin employers will support these efforts so they can successfully recruit workers to fill the thousands of job openings now hampered by a shortage of affordable housing.


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WWHNEWS Notes: To add a resource or correct above send data and link to wwhnews.com[at]gmail.com...