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Wisconsin Workforce Housing News |
![]() Leonardo Silva - Editor Architect / Full Service Design Firm 608.698.3522 Leo@WWHNews.com Ken Harwood - Publisher Advocating for Wisconsin 608.334.2174 Ken@WWHnews.com ![]() This Weeks Articles for 10/19/2026 ...
NEW SUBSCRIBE Link(you may also add friends or associates) Community Updates, News Stories, Best Practices, Resources, and other data supporting the development of affordable housing for the citizens of Wisconsin in every city and region in the State. Please consider partnering with us and sharing your story Special Note: Leo and Ken are focused on bringing economic development, regional growth, and workforce housing expertise together at the community level. We hope to help turn new state policy into actual projects - and ultimately into homes for the workers these communities need to sustain their businesses and economy. We are excited to be a part of this conversation. ![]() |
City Accepting Proposals for Affordable Housing Fund Project |
The City of Eau Claire believes that local government is a stewardship, helping citizens meet their needs and helping the community solve problems. We cannot always do this on our own; we need and value partners who can help. The City also believes in equity, creating conditions for all people to thrive. There is no more fundamental need than housing that is affordable. The City of Eau Claire is seeking proposals for projects that develop or rehabilitate properties for new or expanded affordable housing within the City of Eau Claire and to provide said project(s) with financial assistance through the City of Eau Claire Affordable Housing Fund. Full details related to this request for proposals can be found in the attached document, which is also available on the City of Eau Claire website: https://www.eauclairewi.gov/286/Housing-Opportunities-Commission Education sessions will be held on the following dates:... Leo's notes: By putting public resources and sites into play through a competitive process, cities like Eau Claire can reduce some of the uncertainty and upfront barriers that frequently prevent needed housing projects from advancing. We hope to see more municipalities take on the same approach to incentivizing development... ![]() |
Can’t afford a home in Wisconsin? Here’s why. |
![]() Home affordability is at record lows in Wisconsin, and home sales in the state have taken a hit. That’s according to an August report from the Wisconsin Realtors Association, which began tracking home affordability in 2009. Those numbers show home sales dropped more than 8 percent compared to the same month last year. But prices still went up due to low inventory. Home affordability is based on two factors: the price and what an average household can afford, which takes interest rates into account. Kurt Paulsen, professor of urban planning in the Department of Planning and Landscape Architecture at the University of Wisconsin–Madison, told WPR’s “Wisconsin Today” that both home prices and interest rates are up right now... ...Full Story Here Leo’s notes: Wisconsin home affordability has fallen to its lowest level since tracking began in 2009, driven by the combination of high prices, elevated mortgage rates and persistently low inventory.The problem looks less like a temporary market cycle and more like a structural mismatch between the homes we're building and what working households can afford. The next phase of housing policy needs to focus on producing smaller, attainable homes at scale—through smaller lots, missing-middle housing, streamlined approvals and targeted infrastructure assistance. As we’ve stated time and time again, the state's new residential TIF legislature could be particularly important if communities use it to make entry-level ownership financially feasible rather than simply subsidizing development that the market would have produced anyway. Ken Notes: We need to bring communities, developers, builders, manufacturers, lenders and more to the table to discuss NOT the problem but real solutions. The new housing TIF law is interesting and could create some affordable housing. Newer manufactured homes could lower costs. Missing middle homes for sale not rent could help. Rethinking Condos and ownership rather than apartments and rent would make a difference. There are solutions -- we just need to put the right team together to build and sell them. ![]() |
ACT 235 Presentations in Jackson County |
![]() Leo and Ken were in Jackson County last week where they made two presentations on ACT 235 (the new housing TID). The focus was on rural communities using this new tool to create affordable owner occupied housing for their communities. Also presenting was Rebecca Giroux a Community & Economic Development Officer with WHEDA. It was interesting to see the potential of working together to to develop actual projects that could provide actual affordable housing units in both rural and urban Wisconsin. "There are great opportunities for building more that just apartments in a community," said Leonardo Silva an Architect and advocate for housing in the region, "We need homes that our teachers, police, service and retail workers as well as seniors looking to downsize can actually afford to purchase." The focus of the presentations was developing plans and building neighborhoods that would allow a community to provide quality homes and attract new residents to the area... Ken and Leo Note: Thanks to Jackson County Economic Development and Tourism Director Ken Pearson for putting these Corner Booth Coffee Conversations together! ![]() |
One Year Later: FHLBank Chicago’s $2 Million AHP Grant Helps Deliver 40 New Homes in Rural Wisconsin |
![]() Trailview Cottages is fully occupied and now serves as a hub for workforce training and education. One year after breaking ground, Trailview Cottages in Hayward, Wisconsin, is fully occupied, providing 40 affordable and workforce housing units with support from a $2 million Affordable Housing Program (AHP) grant from FHLBank Chicago.HAYWARD, Wis.--(BUSINESS WIRE)--One year after breaking ground, Trailview Cottages, a 40-unit workforce and affordable housing community in Hayward, Wisconsin, is fully occupied and providing residents with access to on-site workforce training. The development received a $2 million Affordable Housing Program (AHP) grant from the Federal Home Loan Bank of Chicago (FHLBank Chicago), awarded in partnership with FHLBank Chicago member IFF. Impact Seven led development of Trailview Cottages, with additional financing from Cinnaire. Residents began moving in as construction progressed, helping address local housing needs sooner. Today, all 40 units are leased, with another 208 households on the waiting list, underscoring the continued need for affordable housing in northwest Wisconsin. “Our members understand the housing needs in the communities they serve, and AHP provides funding to help address those needs,” said Katie Naftzger, senior vice president and community investment officer at FHLBank Chicago. “Trailview Cottages shows what’s possible when our members and local partners work together to expand access to affordable housing and connect residents with workforce training close to home.”... Leo's notes: Hayward's Trailview Cottages demonstrates both the potential of thoughtfully designed rural workforce housing and the scale of unmet demand- 40 new homes are already occupied with another 208 households on the waiting list. The bigger question is how we move from celebrating individual projects to making this type of development financially feasible and replicable across Wisconsin's smaller communities. ![]() |
Nursing Home Operators in State Say Immigration Policy Changes Upended Years of Workforce Planning |
![]() Nursing homes and home health agencies in Wisconsin have had to scrap plans years in the making to hire workers from overseas, after the Trump administration suspended almost all refugee programs. One nursing home operator in Sparta invested more than $100,000 in building apartments to house overseas workers – when policy changed, the housing was used for current workers, according to a report in Wisconsin Watch. “International recruitment is a multi-year strategy, and it doesn’t happen overnight,” Kate Battiato, VP of media and community impact for LeadingAge Wisconsin, told Wisconsin Watch. “One election can change the strategy that has been built over years. … It makes their already difficult challenges recruiting and retaining workers more difficult."... ...Full Story Here Leo's notes: For rural communities, employer-supported housing can be an important recruitment tool, particularly where rental options are scarce. But this experience also illustrates the risk employers assume when they step into housing themselves. Workforce housing strategies work best as part of a broader ecosystem—stable labor pipelines, community housing production and partnerships that leave new homes useful even as employer’s staffing changes occur. Ken Notes: Wisconsin will be significantly impacted by the elimination or reduction of immigrant programs. The dairy, meat, tourism, health care, and many other industries have relied heavily on foreign labor. This will also impact the housing market. We need to work on programs to improve the immigration workforce - not send them back. ![]() |
Four mayors, one squeeze: Leaders face the challenge of a K-shaped economy |
![]() Wisconsin cities are confronting the demands of a K-shaped economy in which some households climb economically while others slide as they face an affordability crunch. “The problem of a K-shaped economy is not about the line sloping up or the line sloping down,” said Superior Mayor Jim Paine. “It’s about what’s missing from the space in between. To me, that’s the gutting of the middle class and an abandonment of small, locally owned businesses.” Paine was one of four mayors who detailed their challenges as they wrestle with a changing economy during panel discussions at the Wisconsin Economic Summit in Eau Claire this month. The four communities represented on the panel ranged from Milwaukee (population 600,000) to Dodgeville (population 5,100). Although their scale differed, their problems overlapped: housing, workforce, and a state revenue system they say leaves them little room to maneuver. Madison Mayor Satya Rhodes-Conway used a single statistic to summarize the economy faced by Wisconsin residents: more than 30% of Wisconsinites, she said, are asset-limited and income-constrained. “A third of our state in is this category,” she said. “It looks like homelessness, increasing instability in housing, and wages not keeping up with costs.”... ...Full Story Here Leo's notes: Economic development cannot stop at attracting employers and creating jobs; if communities cannot house the workforce those investments depend on, housing becomes the constraint on economic growth rather than a benefit of it. ![]() |
Vernon County task force weighs housing solutions, workforce needs |
![]() VERNON COUNTY, Wis. — Vernon County’s Housing Task Force spent much of its Sept. 17 meeting considering how the county can address housing costs, attract workers and support residents who struggle to find a home they can afford. The Vernon County Housing Task Force was established in 2024 by Community Development Director Amy Oliver as a specialized working subcommittee under the Vernon County Economic Development Committee. The group was created to bring together a broad coalition of local leaders, housing authorities, real estate professionals, lenders, school leaders, and municipal officials to examine Vernon County’s housing challenges and craft actionable solutions. After being formed the Task Force worked in partnership with UW-Madison Extension to conduct a comprehensive, countywide housing assessment. The process involved holding community engagement listening sessions in municipalities across the county, including La Farge, Readstown, Westby, and Hillsboro, to hear directly from rural residents, employers, and village officials. The team compiled extensive demographic and real estate data, publishing the Vernon County Housing Study Report in 2025. ...Full Story Here Leo's notes: Vernon County’s Housing Task Force is exploring a broad mix of strategies to address its workforce housing shortage, including zoning reform, a trades academy, revolving home-buyer loans, land trusts and strategic use of county-owned property. Rural Wisconsin cannot rely on the conventional development market to solve its housing shortage. Smaller projects, infrastructure costs and limited developer capacity often leave otherwise needed housing financially infeasible. Counties like Vernon will need to become active partners—using public land, infrastructure investment and targeted financing to close those gaps. The goal should not be another housing study or program, but creating the conditions where the homes rural workers need can actually get built. ![]() |
City of Eau Claire requests proposals for affordable housing projects |
![]() EAU CLAIRE, Wis., (WLAX, WEUX) – The City of Eau Claire is requesting proposals for affordable housing projects. The city says this is in response to growing need for elderly and low-income housing. The City of Eau Claire has focused on affordable housing since 2020. “We’re starting to see from our providers; they’re saying older individuals and individuals that have significant health issues are starting to become homeless.” “The challenge then is, sort of, how do we increase the total stock of housing to bring these prices down?” And the city is taking a step by asking developers to help. “We’re looking for projects that do hit those low incomes.” The city is offering $785,000 in funding for these projects. ...Full Story Here Leo's notes: The City of Eau Claire is seeking proposals for affordable housing projects, inviting developers to bring forward opportunities to expand local housing options. The effort reflects a more proactive approach to addressing the city's housing shortage. Soliciting proposals is a positive step, but the real test is whether communities can make workforce housing financially viable. Eau Claire should prioritize projects that deliver homes affordable to local wage earners, particularly smaller homes and missing-middle housing that remain underserved by conventional development. Public incentives should be tied to measurable affordability and additional housing production—not simply the number of proposals received. ![]() |
Haven on Main opens as new affordable housing option in La Crosse |
![]() LA CROSSE (WKBT) -- Adults with disabilities, seniors and local workforce families will soon have a new housing option in La Crosse. Haven on Main held a ribbon-cutting ceremony this morning at 915 Main St. The 70-unit affordable housing development was designed for people with disabilities, seniors and local workforce families. “We’re bringing the community together to create an environment for people of all abilities to come together and have a safe, connecting home environment,” said Jennia Melde, a representative for Haven for Special People. The solar-powered building includes utilities in the rent... ...Full Story Here Leo's notes: Haven on Main demonstrates that affordability, accessibility and inclusive community design can be achieved within the same development. Its downtown location also connects residents to existing infrastructure, services and employment opportunities. Wisconsin needs more housing partnerships that recognize workforce housing is not a single building type or income bracket, but a broader commitment to creating attainable homes for people with diverse needs and abilities. ![]() |
Wisconsin condo development lags, leaving fewer options for affordable homes |
![]() Condominiums can be a more affordable path to homeownership, but developers say policy and economic challenges make new construction difficultWisconsin falls well below the national average when it comes to condos as part of the broader housing market, which puts homeownership further out of reach for many people. Condominiums often serve as a more affordable home for first-time buyers. They can also be an option for older adults to retain equity as they downsize from larger single-family homes. Wisconsin’s median home price was $314,000 in August, according to the latest numbers from the Wisconsin Realtors Association. That’s a 50 percent increase over the past five years... Leo's notes: WPR reports that owner-occupied multifamily housing accounts for less than 8% of Wisconsin's housing stock, compared with more than 12% nationally. Madison and Milwaukee have also experienced dramatic declines in new condo production since the mid-2000s. Housing choice depends on financing and development feasibility just as much as zoning—especially when conventional rental projects are easier to finance than attainable ownership alternatives. Ken Notes: We understand that 2008 was devastating for the condo market with banks selling units to those that could not afford them, but today we have an "ownership" crisis and banks are still leery of lending in this market. We are shooting ourselves in the foot by not creating markets for our service, retail, and entry level workers to own affordable homes. Condos are a part of the solution not the problem. ![]() |
Panel to explore turning unused buildings into affordable housing in Eau Claire |
![]() EAU CLAIRE, Wis. (WEAU) - Conversations about affordable housing often focus on building new homes. But local housing experts say another solution is hiding in plain sight: empty and underused buildings that could become someone’s next home. A panel of housing leaders will dig into that idea at “Repurposing Spaces to Create Affordable Housing,” a free public event from 5:30 to 7 p.m. Thursday, Oct. 8, in the Riverview Room at L.E. Phillips Memorial Public Library, 400 Eau Claire St. No registration is required. The discussion is the final installment of “Keys to Unlocking Affordable Housing,” a three-part series examining different approaches to the region’s housing shortage. It’s sponsored by the JONAH Affordable Housing Task Force, L.E. Phillips Memorial Public Library, the Chippewa Valley Home Builders Association, and the Eau Claire Tenant-Landlord Resource Center. A growing conversationEfforts to convert existing buildings into affordable housing are already underway across the Chippewa Valley. Leaders at Grace Lutheran Church, 202 W. Grand Ave. in Eau Claire, have proposed building affordable housing on the church’s site... Leo's notes: Eau Claire housing leaders are exploring converting vacant and underused buildings into affordable housing, including a proposed project at Grace Lutheran Church. Aside from new construction, adaptive reuse can help fill that gap by creating homes at price points the conventional market increasingly struggles to deliver. Communities should actively identify viable schools, churches and commercial buildings and pair them with targeted financing—not because every vacant building should become housing, but because every feasible site represents an opportunity to add attainable homes without waiting for new land and infrastructure. ![]() |
Tomah Shows Developers 11 Sites Ready for New Housing and Investment |
![]() City, Chamber, WHEDA and Tomah Health host development tour as the city works to close a gap of 400 to 700 housing units by 2030 TOMAH, Wis. The City of Tomah hosted 36 developers, builders, lenders and real estate professionals on Wednesday, September 30, for the Fall 2026 Development Sites Tour, a daylong look at 11 sites ready for new housing, downtown redevelopment, and commercial and industrial growth. The City organized the tour with the Greater Tomah Area Chamber of Commerce. The Wisconsin Housing and Economic Development Authority (WHEDA) served as state sponsor and provided tour refreshments. Tomah Health hosted the morning program at its Professional Development Center and sponsored lunch, and the School District of Tomah provided the bus. Tomah needs housing to match its jobs. The City’s 2022 Housing Study found that only 25 percent of the people who work in Tomah live in the city, compared with more than half countywide, and that Tomah needs 400 to 700 additional housing units by 2030. Employers including Mars Petcare, USEMCO, Toro, Cardinal Glass and Walmart operate here, and Fort McCoy has advised surrounding communities to prepare for continued growth. “We have the jobs. What we do not have is enough places to live,” said Mayor Paul Dwyer... Leo’s notes: Tomah’s event that brought together developers and lenders to tour 11 development sites shows their commitment to close a projected housing gap of 400–700 units by 2030. The city is also pursuing residential TIF under Wisconsin Act 235 and zoning changes to accommodate modular and manufactured homes. Their effort is a prime example of treating housing as economic development, not an afterthought. With only 25 percent of Tomah's workforce living in the city, the consequences are clear. Attracting jobs without creating places for workers to live is an incomplete economic development strategy. Tomah's approach offers a model other Wisconsin communities should be following. ![]() |
High prices, fewer homes drive up Wisconsin home prices, drive down sales |
(The Center Square) – Wisconsin’s high prices and lack of homes for sale looks to have finally cut sales off at the knees.The latest Wisconsin Realtors Report shows another jump in prices and a record low number of home sales. "Existing home sales fell 8.3% in August compared to statewide closings in August 2025, reversing the upward trend in sales for June and July. This was due in part to record-low affordability in the state. Tight inventories continued to put strong upward pressure on home prices. The median price rose to $362,000, which is a 7.1% increase over the past 12 months," the report states. The report said strong sales numbers in June and July mean that Wisconsin real estate agents have still sold more homes through the first eight months of 2026 than they did in the first eight months of 2025... See Also:
...Full Story Here Ken Notes: We need to shift to lower cost entry level homes that are more affordable to our service and retail workers... ![]() |
Wisconsin Workforce Housing Resources |
...Full Story HereNotes: to be included as a Workforce Housing resource email us a link and a brief note to: wwhnews.com@gmail.com... ![]() |
Current Wisconsin Mortgage And Refinance Rates |
![]() Whether you’re searching for a new home or planning to refinance, understanding mortgage and refinance rates is essential to navigating Wisconsin’s housing market. That said, interest rates aren’t set in stone, and they fluctuate based on economic factors, like 10-year Treasury yields, market conditions, inflation and Federal Reserve policy. We summarized the current Wisconsin mortgage and refinance rates to help you understand these fluctuations and choose the right time to lock in a mortgage rate. Our team also compared Wisconsin’s rate trends to nationwide rates to help you choose the right time to buy or refinance a home. Even a small change in rates can impact the overall cost of borrowing, and understanding Wisconsin mortgage and refinance rates may help you save. ...Full Story Here Leo’s notes: The recent interest rates increase adds another affordability hurdle for buyers already confronting elevated home prices and limited inventory. Interest rates may be largely outside the control of Wisconsin policymakers, but the price of the homes we build is not. When borrowing costs rise, producing smaller homes, smaller lots and more missing-middle ownership options becomes even more important. We cannot build housing policy around waiting for cheaper mortgages to return; communities need to reduce the other costs they can control so working households have attainable choices in any interest-rate environment. ![]() |
Dane County proposes nearly $947 million budget, with higher property tax bills, body cameras and housing investments |
![]() MADISON, Wis. (WMTV) - The average Madison homeowner could pay about $20.67 more in county property taxes next year under a nearly $947 million budget proposed by Dane County Executive Melissa Agard on Thursday. The proposal also includes $3 million to expand body cameras for sheriff’s deputies, $20 million for affordable housing and $2.1 million for a new shelter for women and families experiencing homelessness. Agard says the county has reduced its projected budget shortfall while continuing to fund services and new projects. “This continues to be a challenging time for local governments to be able to budget. But this budget shows real progress,” Agard said... ...Housing and homelessnessThe proposed budget includes $20 million for the county’s Affordable Housing Development Fund. ...Full Story Here Leo's notes: Dane County’s proposed 2027 budget includes $20 million for its Affordable Housing Development Fund, continuing county investment intended to leverage additional public and private dollars for affordable housing development and preservation. Local governments increasingly need to treat housing as essential infrastructure rather than a standalone social program, particularly when public dollars can close financing gaps and unlock projects that otherwise would not happen. The challenge is ensuring investments like Dane County’s produce additional housing supply—across a range of incomes and housing types—rather than simply making increasingly expensive projects possible. ![]() |
HUD’s Innovative Housing Showcase returns to National Mall |
![]() WASHINGTON (Gray DC) - The National Mall was transformed into a neighborhood this week featuring the next generation of home building and development for the sixth year in a row, as part of HUD’s “Innovative Housing Showcase.” The exhibition, which began Tuesday and concluded Thursday, features a collection of mid-construction and fully assembled homes on the National Mall. Each home on display includes a new element or technology. The U.S. Department of Housing and Urban Development puts on the annual event to highlight the latest advancements in affordable housing designs and technologies. “The purpose of it, number one, is to showcase the brilliance of the American people,” said HUD Secretary Scott Turner... The WEBSITE for the event is here...See Also: Cavco Unveils Grande Arbor, First HUD-Code Manufactured Home Built Without a Steel Chassis, at 2026 Innovative Housing Showcase
...Full Story Here Leo's notes: HUD’s Innovative Housing Showcase puts a welcome spotlight on manufactured, modular, component-based and other construction approaches that could reduce the time and cost required to produce housing. For Wisconsin, the bigger question is how to move these ideas from demonstration projects into ordinary subdivisions and infill sites. Ken Notes: I have attended these in the past, and many innovative ideas have come from both the design and technology sides of this event. See the Cavco story for ideas... ![]() |
Gov. Evers, WHEDA Celebrate Groundbreaking of New Single Family Workforce Housing in Plymouth |
First Infrastructure Access Loan for new single family home development is part of a public-private partnership to address the workforce housing shortage for area employers.PLYMOUTH, Wisc. — Gov. Tony Evers and the Wisconsin Housing and Economic Development Authority (WHEDA) CEO & Executive Director Elmer Moore, Jr., together with local public leaders, employers, and stakeholders, today celebrated the groundbreaking of the new Scholar’s Ridge development in Plymouth, Wisconsin. Developed through the Sheboygan County Economic Development Corporation's (SCEDC) Housing Initiative, the subdivision will include affordable single family homes. This project is made possible with Sheboygan County's American Rescue Plan Act (ARPA) funds used to acquire the land, private donors of the Forward Fund (Sargento, Masters Gallery Foods, Kohler, and Johnsonville), WHEDA's Infrastructure Access Loan (the first of its kind for single family housing), and funds from the City of Plymouth. “From our smallest towns and villages to our biggest cities, addressing the issue of affordable workforce housing is absolutely critical to building a strong workforce, strong communities, and a strong state. My administration and I are proud of the work we have done to expand access to affordable housing, including securing one of the largest investments in workforce housing in our state’s history,” said Gov. Evers. "With the addition of Scholar’s Ridge, Sheboygan County is creating the blueprint for the public-private partnerships required to accomplish projects like this, and the folks in Plymouth will have over 100 more affordable homes that will make a notable difference in the lives of the individuals and families who live here."...
Leo's notes: The $3.4 million Infrastructure Access Loan is significant, but the more consequential story is the dependence on multiple funding partners to deliver entry-level homes. The challenge is turning these successful partnerships into a scalable development model across Wisconsin. Big thanks to WHEDA’s infrastructure financing program! ![]() |
Eau Claire housing experts discuss repurposing vacant buildings to address affordable housing crisis |
![]() EAU CLAIRE, Wis. (WKBT) -- Local housing experts gathered Thursday evening to discuss strategies for transforming vacant and underutilized buildings into affordable housing, addressing a critical shortage in the Chippewa Valley. The event, titled "Repurposing Spaces to Create Affordable Housing," was held from 5:30 p.m. to 7 p.m. at L.E. Phillips Memorial Public Library and was sponsored by the JONAH Affordable Housing Task Force, the library, the Chippewa Valley Home Builders Association, and the Eau Claire Tenant-Landlord Resource Center. According to Paul Savides, co-chair of the JONAH Affordable Housing Task Force, the discussion focused on identifying empty buildings, vacant lots, and underused spaces that could be converted into affordable housing. The Brief
...Full Story Here Leo's notes: The opportunity being examined by Eau Claire housing experts goes beyond preserving old buildings. Repurposing viable properties can create housing near existing jobs, infrastructure and services while reducing the need for new development sites. Adaptive reuse only advances workforce housing when the finished units are affordable to local wage earners. Communities should prioritize feasible conversions, address financing gaps and measure success by the attainable homes delivered—not simply the buildings saved. ![]() |
What’s new in Wisconsin TIF: Key changes under Acts 173 and 235 |
![]() Wisconsin’s 2025-2026 legislative session introduced notable updates to tax incremental financing (TIF), including targeted reforms to affordable housing tools and the creation of a new TIF district type to spur residential development. 2025 Wisconsin Act 173 Affordable Housing Extension Expanded. Municipalities can now extend a TIF district’s life by up to two years (a doubling of the previous one-year limit) to fund costs benefiting affordable housing. All other statutory requirements to implement the extension remain unchanged.. 2025 Wisconsin Act 235 Creation of Residential TIDs. Act 235 authorizes a new TID type that allows newly platted residential development without the 35% area cap in Mixed-Use districts. Development in a Residential TID must meet the following requirements:
Leo's notes: For Wisconsin's smaller and rural communities, residential TIF could help close the gap between housing demand and what projects actually cost to build. But the real test isn't whether communities gain another financing tool—it's whether they can use it to deliver starter homes, duplexes, and missing-middle housing at prices local workers can afford, without relying on large-scale developments to make the numbers work. ![]() |
Why is affordable housing so difficult? |
Why is affordable housing so difficult? Affordable housing is an issue we hear about frequently — not just in Eagle River, but across Wisconsin and the country. Employers need workers, families need places to live, and many people who work in our community find that the cost of housing can be difficult to manage. So a reasonable question is: What is the city doing about affordable housing? The answer is more complicated than it may seem. The City of Eagle River previously had an Affordable Housing Committee that spent considerable time discussing workforce and affordable housing. The committee ultimately stopped meeting about a year or so ago because, despite the interest and effort, we could not identify a workable solution that would make new affordable housing financially feasible given the current cost of construction.... ...Full Story Here Leo’s notes: We must shift the conversation from funding individual affordable housing projects to addressing the underlying economics that make modest, workforce-oriented housing difficult to build. ![]() |
Developer buys Milwaukee apartments to convert to affordable housing |
![]() More than 350 rental units on Milwaukee's far northwest side are set to be converted from market-rate to affordable housing. Affiliates of a California-based nonprofit bought the 236-unit St. James Place, 10300 W. Fountain Ave., and the 138-unit Arbor Ridge Apartments, 7960-7972 N. 107th St., for $60 million, a group representing seller Weidner Apartment Homes announced Sept. 22... ...Full Story Here Leo's notes: Wisconsin needs more income-restricted housing, but preservation strategies should also consider the full housing continuum: affordability gains are strongest when chocies are expanded without inadvertently squeezing the moderate-income households. They inherently also struggle to find housing options. ![]() |
Innovative Development Combines Crisis Stabilization, Affordable Housing |
![]() Redevelopment of former Jewish Home is a first-of-its-kind facility for Milwaukee.A first-of-its-kind crisis housing facility for the Milwaukee area has opened in the city’s Uptown neighborhood. KG Development Group recently finished redeveloping a former Jewish home at 2436 N. 50th St. into Phoenix Residential Apartments, a 31-unit affordable housing development with units set aside for individuals experiencing a crisis, whether that’s homelessness or domestic violence. Developers Anthony Kazee and Jamie Gray, who lead KG Development, partnered with Milwaukee County to develop the project. The county provided approximately $1.3 million in funding to support the approximately $9 million redevelopment. The county’s Housing Division is attaching housing vouchers to eight of the units, partially subsidizing the affordable rent. The division will also lease 10 crisis units to provide stabilization housing for individuals before they are moved to permanent housing... Leo's notes: Stable housing can reduce barriers to hospital discharge, homelessness services and longer-term recovery, making projects like this part of a community’s health and social-service infrastructure. The challenge is the financing complexity: needing 13 funding sources to deliver 31 homes underscores how difficult it remains to build innovative affordable housing even when the community value is clear. ![]() |
UWM Waukesha campus, Habitat plans 20 new homes |
![]() WAUKESHA, Wis. - Twenty new homes are set to be built on the former University of Wisconsin-Milwaukee at Waukesha campus thanks to a partnership between a Wisconsin Habitat for Humanity affiliate and a Milwaukee-based real estate company. The Brief
...Full Story Here Leo's notes: This is a model worth replicating. Wisconsin has an opportunity to turn surplus public land into attainable homeownership while pairing mission-driven affordability with the capacity of private developers to build at scale. As more public properties become available, housing should be among the first uses communities consider. ![]() |
Redfin Report: U.S. Housing Costs Could Return to "Normal" Within 5 Years |
Rocket (RKT)-powered brokerage Redfin published a housing-cost analysis exploring when mortgage payments could return to historical income levels. Redfin estimates a hypothetical national return to August 2018 affordability levels by November 2031 with 6% mortgage rates and 2.1% annual home-price growth. With flat prices and 7.5% rates, the modeled date is April 2032; with flat prices and 6% rates, it is February 2029.“Normal” means restoring the mortgage-payment-to-income ratio to its August 2018 level, nationally 30%, rather than making every metro affordable. At 7.5% rates, current local price trends and projected income growth imply October 2027 for San Jose, February 2028 for Austin and April 2028 for Oakland. About half the analyzed metros could take at least a decade with rates between 6% and 8% and current price growth continuing. These scenarios are hypothetical, not predictions. Leo's notes: A new Redfin analysis suggests U.S. housing costs could return to 2018 affordability levels within five years under favorable mortgage-rate and price-growth scenarios. However, Milwaukee is among the markets where affordability could take a decade or longer to recover if current trends persist. Waiting for the housing market to correct itself is not a workforce housing strategy. Communities need to accelerate production of smaller homes, duplexes and other attainable ownership options while reducing unnecessary development costs. Affordability should improve because we build housing that matches local incomes—not simply because we wait for wages and interest rates to catch up. ![]() |
Copper Rocks project breaks ground in La Crosse |
![]() LA CROSSE (WKBT) -- After nearly seven years of planning, the Copper Rocks project broke ground today at the former Kmart property on State Road in La Crosse. The development is planned to include 247 homes and 20,000 square feet of commercial and community space. The project is among a small number in La Crosse focused on housing for middle-income residents. “That workforce-oriented housing had not had the opportunities for a variety of reasons,” said Jeremy Novak, vice president of development for 360 Real Estate Solutions. “As we look at new projects, that’s the group that we particularly try to focus our efforts on.” Demolition is expected to begin in March or April next year. The first construction phase is expected to wrap up in 2028, with the final phase slated for completion in 2029... ...Full Story Here Leo's notes: La Crosse’s Copper Rocks development has officially broken ground at the former Kmart site, advancing a long-delayed mixed-use redevelopment by Three-Sixty Real Estate Solutions. Transforming obsolete commercial properties into housing is an opportunity Wisconsin communities should pursue more aggressively. Copper Rocks demonstrates the potential to add substantial housing supply within existing urban infrastructure rather than extending development outward. While its market-rate apartments will not directly address every workforce affordability need, expanding supply and diversifying housing options are important pieces of the solution. The next challenge is ensuring redevelopment opportunities also produce homes attainable to middle-income households. ![]() |
Waukesha County Board approves sale of former UW-Milwaukee campus for housing redevelopment |
![]() WAUKESHA, Wis.— Plans to redevelop the former UW-Milwaukee at Waukesha campus are moving forward after the Waukesha County Board approved the sale of the property. The 76-acre site at 1500 N. University Drive is slated for a mixed residential development led by Milwaukee-based real estate and investment firm F Street, in partnership with Waukesha County and the City of Waukesha. The proposal includes roughly 70 single-family homes and about 600 market-rate multifamily units, which would be built in phases. Apartment buildings are expected to include two-story garden-style units and three- to four-story buildings. County officials say the redevelopment could add more than $150 million to the tax base while helping address local housing needs.. ...Full Story Here ![]() |
Wisconsin Housing Preservation Corp.: To celebrate groundbreaking for Prairie Haus Senior in New Glarus |
![]() $10.8 million development will add 50 mixed-income apartments for adults age 55 and older NEW GLARUS, Wis., Oct. 14, 2026 — Wisconsin Housing Preservation Corp. (WHPC) will celebrate the groundbreaking of Prairie Haus Senior on Tuesday, October 20, at 3 p.m. Located at 1003 Elmer Road in New Glarus, the new senior housing development will add 50 rental apartments for adults age 55 and older, expanding housing options in Green County. The development is anticipated to open in mid-summer 2027. With a projected cost of $10.8 million, the three-story development will include 35 one-bedroom and 15 two-bedroom apartments. Of the 50 units, 30 will be market-rate rentals and 20 will be income-restricted for households earning up to 60% of the area median income (AMI)... Leo's notes: Senior housing is often overlooked in Wisconsin's workforce housing conversation, yet the two are closely connected. Prairie Haus Senior will add 50 mixed-income apartments, including 20 income-restricted units, to New Glarus. The project illustrates how senior housing can contribute to a broader local housing strategy, although its effect on existing home availability will depend on whether residents move from homes within the community. ![]() |
Wisconsin names Foundation for Rural Housing interim provider in former NEWCAP counties |
![]() MADISON (WLUK) -- Low-income residents in 10 Northeast Wisconsin counties affected by NEWCAP’s closure will soon have a new interim provider for services. Foundation for Rural Housing, Inc. has been named the interim provider by the Wisconsin Department of Children and Families in the counties previously served by NEWCAP, effective immediately. The organization’s website will be https://www.NEffrh.org and is expected to go live on October 1. Its public office will be at 3500 Packerland Drive, Suite 285, in De Pere, and is set to open from 8 a.m. to 4 p.m. Monday through Friday beginning October 1... ...Full Story Here ![]() |
About Wisconsin Workforce Housing News (WWHNews.com) |
Across Wisconsin many employees can simply not afford to live where they work. This is true in big cities and small rural communities. Both the availability and price of housing is not in line with the needs of those working in jobs that are vital to the success of our communities. Imagine a firefighter, teacher, city employee, service, or retail worker not able to afford a home in the community they serve. We aggregate news and highlight programs that are working to provide affordable workforce housing in Wisconsin. We advocate for state and local policies that improve the more affordable housing markets. We encourage developers to build new homes that are affordable for those working for Wisconsin while still making a fair profit on the work they do. We encourage communities and neighborhoods to become partners in meeting these needs. We highlight what others have done as a form of "Best Practices" in the State and Country. Finally, we provide direct links to resources and programs in the State. Safe, affordable housing makes a difference in the lives of children and families impacting both education and health. We are supporting affordable housing because it is good for business, good for families, good for communities, and good for Wisconsin. Leonardo Silva - Editor Architect / Full Service Design Firm 608.698.3522 Leo@WWHNews.com Ken Harwood - Publisher Advocating for Wisconsin 608.334.2174 Ken@WWHNews.com ![]() |
List of Housing Resources |
WWHNEWS Notes: To add a resource or correct above send data and link to wwhnews.com[at]gmail.com... ![]() |