Trump pushes for lower rates and ban on investor home purchases in bid to make homes more affordable

President Donald Trump ‘s plans for bringing homeownership within reach of more Americans involve pushing for lower interest rates on home loans and credit cards, and banning large institutional investors from buying single-family homes.

In his address Wednesday at the World Economic Forum in Davos, Switzerland, Trump outlined four policies his administration is pursuing in a bid to make homeownership more affordable. Each had been previously mentioned by him or his administration in recent weeks, part of a broader push to address affordability generally, a hot-button issue with voters heading into the midterms...

...In his remarks, Trump stressed the need to lower interest rates on home loans and credit cards in order to give aspiring homebuyers more financial flexibility to save up for a down payment on a home and more purchasing power when it comes time to buy...

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Leo`s notes: pushing mortgage rates lower, capping credit card interest, and restricting large institutional investors from buying single-family homes — reflect a growing bipartisan recognition that affordability is now a structural economic problem, not a cyclical one. While lower rates may help at the margins and curbing investor competition could ease pressure in select markets, these measures alone won’t resolve a housing shortage built over a decade of underproduction. The moment underscores a central truth: affordability requires aligning finance, land use, and construction at scale, not relying on any single lever to fix a deeply constrained market.

Ken Notes: Imagine an administration focused on affordable housing, lower interest and tax rates for the 30 or so million who provide retail and service labor making $16 to $22 per hour...